Q2 2026 call report

Somerset Trust Company

Headquarters
Somerset, PA
Total assets
$2.5B
Status
Below
Criterion met
Counties with deposits
8

Neither criterion met.

Somerset Trust Company is inside the published universe: under $100B in assets, with a loan book of at least 20% of assets, and a branch in the Northeast.

Where this bank takes deposits

Share of the bank's total deposits, all branches nationwide
CountyCredit pressureShare of this bank's deposits
Somerset County, PAA26.1%
Westmoreland County, PAB22.5%
Fayette County, PAA20.7%
Cambria County, PAA18.7%
Bedford County, PAC6.5%
3 counties outside the Northeastnot published5.5%

Weights come from the 2025 Summary of Deposits and are divided by the bank's deposits in every county in the country, not only the Northeast. Where a head office reports more than five times the median of the bank's other branches, the head office figure is replaced by that median before the weight is computed.

Calculation v1 · Call report Q2 2026 · Summary of Deposits 2025 · Universe: banks under $100B in assets · Methodology

Concentration measures exposure, not loss. This is a map of exposure, not a forecast: our published backtest found no relationship between a county's score and subsequent deterioration.

Nothing on this page is investment advice.