Q2 2026 call report
Univest Bank and Trust Co.
Headquarters
Souderton, PA
Total assets
$8.2B
Status
Below
Criterion met
—
Counties with deposits
15
Neither criterion met.
Univest Bank and Trust Co. is inside the published universe: under $100B in assets, with a loan book of at least 20% of assets, and a branch in the Northeast.
Where this bank takes deposits
Share of the bank's total deposits, all branches nationwide| County | Credit pressure | Share of this bank's deposits |
|---|---|---|
| Montgomery County, PA | D | 56.6% |
| Bucks County, PA | E | 21.4% |
| Lancaster County, PA | A | 7.6% |
| Philadelphia County, PA | n/a | 7.5% |
| Chester County, PA | E | 2.2% |
| Butler County, PA | C | 1.1% |
| Cape May County, NJ | E | 1.0% |
| Lehigh County, PA | D | 0.7% |
| York County, PA | B | 0.4% |
| Berks County, PA | A | 0.3% |
| Northampton County, PA | D | 0.2% |
| Cumberland County, PA | E | 0.2% |
| Allegheny County, PA | n/a | 0.1% |
| 2 counties outside the Northeast | not published | 0.5% |
Weights come from the 2025 Summary of Deposits and are divided by the bank's deposits in every county in the country, not only the Northeast. Where a head office reports more than five times the median of the bank's other branches, the head office figure is replaced by that median before the weight is computed.
Calculation v1 · Call report Q2 2026 · Summary of Deposits 2025 · Universe: banks under $100B in assets · Methodology
Concentration measures exposure, not loss. This is a map of exposure, not a forecast: our published backtest found no relationship between a county's score and subsequent deterioration.
Nothing on this page is investment advice.