Connecticut · Q2 2026
Western Connecticut Planning Region, Connecticut
13% of Western Connecticut Planning Region deposits held by banks under $100B in assets sit in institutions above the regulatory CRE concentration threshold.
Counting institutions that are concentrated but do not meet the growth test, the share is 47%.
Rated on 36% of county deposits. The remainder sits in banks above the $100B threshold, which this report does not evaluate.
Hover or tap a county for its grade.
Banks behind this number
14 banks under $100B in assets with a branch here| Bank | Headquarters | Assets | Status | Criterion | Share of bank deposits here |
|---|---|---|---|---|---|
| DR Bank | Darien, CT | $0.9B | Below | — | 100.0% |
| First County Bank | Stamford, CT | $2.4B | Above threshold | C2 | 92.7% |
| Ives Bank | Danbury, CT | $1.7B | Below | — | 88.8% |
| Fieldpoint Private Bank & Trust | Greenwich, CT | $0.9B | Below | — | 85.1% |
| The First Bank of Greenwich | Cos Cob, CT | $0.8B | Concentrated | 300%+, growth test not met | 84.3% |
| Patriot Bank, National Association | Stamford, CT | $1.3B | Below | — | 84.0% |
| Fairfield County Bank | Ridgefield, CT | $1.9B | Below | — | 80.6% |
| Bankwell Bank | New Canaan, CT | $3.5B | Concentrated | 300%+, growth test not met | 79.0% |
| Union Savings Bank | Danbury, CT | $3.3B | Concentrated | 300%+, growth test not met | 70.0% |
| Connecticut Community Bank, National Association | Norwalk, CT | $0.5B | Below | — | 59.4% |
| Newtown Savings Bank | Newtown, CT | $1.9B | Below | — | 53.6% |
| Webster Bank, National Association | Stamford, CT | $86B | Below | — | 3.1% |
| Flagstar Bank, National Association | Hicksville, NY | $88B | Concentrated | 300%+, growth test not met | 0.1% |
- DR BankBelowDarien, CT$0.9B—100.0% of bank deposits
- First County BankAbove thresholdStamford, CT$2.4BC292.7% of bank deposits
- Ives BankBelowDanbury, CT$1.7B—88.8% of bank deposits
- Greenwich, CT$0.9B—85.1% of bank deposits
- The First Bank of GreenwichConcentratedCos Cob, CT$0.8B300%+, growth test not met84.3% of bank deposits
- Stamford, CT$1.3B—84.0% of bank deposits
- Ridgefield, CT$1.9B—80.6% of bank deposits
- Bankwell BankConcentratedNew Canaan, CT$3.5B300%+, growth test not met79.0% of bank deposits
- Union Savings BankConcentratedDanbury, CT$3.3B300%+, growth test not met70.0% of bank deposits
- Norwalk, CT$0.5B—59.4% of bank deposits
- Newtown Savings BankBelowNewtown, CT$1.9B—53.6% of bank deposits
- Stamford, CT$86B—3.1% of bank deposits
- Flagstar Bank, National AssociationConcentratedHicksville, NY$88B300%+, growth test not met0.1% of bank deposits
A bank can meet more than one condition at once, so the county counts above the table add up to more than the number of banks. Each row shows the strongest condition that bank meets.
What this means
1 of the 14 banks under $100B in assets with a branch in Western Connecticut Planning Region is above a regulatory CRE concentration threshold, and it holds 13% of the county deposits this report covers. Another 4 carry commercial real estate above 300% of capital without meeting the three-year growth test, which is why the broader share is 47%.
Coverage is 36%: the rest of the deposits in Western Connecticut Planning Region sit in banks above the $100B threshold, which this report does not evaluate. Concentration is exposure, not loss. A bank above a threshold is one the 2006 interagency guidance expects to hold more capital and document its underwriting, not one that has lost money. We tested whether counties in the top quartile of this score went on to deteriorate faster over the following eight quarters, and found no relationship. The backtest is published in full.
Concentration measures exposure, not loss. This is a map of exposure, not a forecast: our published backtest found no relationship between a county's score and subsequent deterioration.
Nothing on this page is investment advice.