Maine · Q2 2026
Lincoln County, Maine
0.0% of Lincoln County deposits held by banks under $100B in assets sit in institutions above the regulatory CRE concentration threshold.
Hover or tap a county for its grade.
Banks behind this number
5 banks under $100B in assets with a branch here| Bank | Headquarters | Assets | Status | Criterion | Share of bank deposits here |
|---|---|---|---|---|---|
| First Federal Savings and Loan Association of Bath | Bath, ME | $0.2B | Below | — | 46.3% |
| First National Bank | Damariscotta, ME | $3.2B | Below | — | 32.2% |
| Bath Savings Institution | Bath, ME | $1.5B | Below | — | 16.6% |
| The Camden National Bank | Camden, ME | $6.9B | Below | — | 4.3% |
| Bangor Savings Bank | Bangor, ME | $7.7B | Below | — | 2.9% |
- Bath, ME$0.2B—46.3% of bank deposits
- First National BankBelowDamariscotta, ME$3.2B—32.2% of bank deposits
- Bath, ME$1.5B—16.6% of bank deposits
- Camden, ME$6.9B—4.3% of bank deposits
- Bangor Savings BankBelowBangor, ME$7.7B—2.9% of bank deposits
A bank can meet more than one condition at once, so the county counts above the table add up to more than the number of banks. Each row shows the strongest condition that bank meets.
What this means
None of the 5 banks under $100B in assets with a branch in Lincoln County are above a regulatory CRE concentration threshold this quarter.
Concentration is exposure, not loss. A bank above a threshold is one the 2006 interagency guidance expects to hold more capital and document its underwriting, not one that has lost money. We tested whether counties in the top quartile of this score went on to deteriorate faster over the following eight quarters, and found no relationship. The backtest is published in full.
Concentration measures exposure, not loss. This is a map of exposure, not a forecast: our published backtest found no relationship between a county's score and subsequent deterioration.
Nothing on this page is investment advice.