New Jersey · Q2 2026
Atlantic County, New Jersey
63% of Atlantic County deposits held by banks under $100B in assets sit in institutions above the regulatory CRE concentration threshold.
Rated on 38% of county deposits. The remainder sits in banks above the $100B threshold, which this report does not evaluate.
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Banks behind this number
6 banks under $100B in assets with a branch here| Bank | Headquarters | Assets | Status | Criterion | Share of bank deposits here |
|---|---|---|---|---|---|
| The First National Bank of Absecon | Absecon, NJ | $0.2B | Below | — | 100.0% |
| Parke Bank | Sewell, NJ | $2.3B | Below | — | 23.8% |
| OceanFirst Bank, National Association | Toms River, NJ | $23B | Above threshold | C2 | 18.4% |
| Sturdy Savings Bank | Stone Harbor, NJ | $1.1B | Below | — | 4.4% |
| Crown Bank | Elizabeth, NJ | $0.6B | Below | — | 4.0% |
| Fulton Bank, National Association | Lancaster, PA | $33B | Below | — | 1.5% |
- Absecon, NJ$0.2B—100.0% of bank deposits
- Parke BankBelowSewell, NJ$2.3B—23.8% of bank deposits
- OceanFirst Bank, National AssociationAbove thresholdToms River, NJ$23BC218.4% of bank deposits
- Sturdy Savings BankBelowStone Harbor, NJ$1.1B—4.4% of bank deposits
- Crown BankBelowElizabeth, NJ$0.6B—4.0% of bank deposits
- Lancaster, PA$33B—1.5% of bank deposits
A bank can meet more than one condition at once, so the county counts above the table add up to more than the number of banks. Each row shows the strongest condition that bank meets.
What this means
1 of the 6 banks under $100B in assets with a branch in Atlantic County is above a regulatory CRE concentration threshold, and it holds 63% of the county deposits this report covers.
Coverage is 38%: the rest of the deposits in Atlantic County sit in banks above the $100B threshold, which this report does not evaluate. Concentration is exposure, not loss. A bank above a threshold is one the 2006 interagency guidance expects to hold more capital and document its underwriting, not one that has lost money. We tested whether counties in the top quartile of this score went on to deteriorate faster over the following eight quarters, and found no relationship. The backtest is published in full.
Concentration measures exposure, not loss. This is a map of exposure, not a forecast: our published backtest found no relationship between a county's score and subsequent deterioration.
Nothing on this page is investment advice.