New Jersey · Q2 2026
Hudson County, New Jersey
Banks under $100B in assets hold 11% of deposits in Hudson County. Below 25%, we do not rate a county: CRE exposure here is concentrated in national banks and is not geographically attributable by deposit.
25% of Hudson County deposits held by banks under $100B in assets sit in institutions above the regulatory CRE concentration threshold.
Counting institutions that are concentrated but do not meet the growth test, the share is 93%.
Hover or tap a county for its grade.
Banks behind this number
15 banks under $100B in assets with a branch here| Bank | Headquarters | Assets | Status | Criterion | Share of bank deposits here |
|---|---|---|---|---|---|
| Schuyler Savings Bank | Kearny, NJ | $0.2B | Below | — | 100.0% |
| GSL Savings Bank | Guttenberg, NJ | $0.2B | Approaching | — | 81.6% |
| Haven Savings Bank | Hoboken, NJ | $1.0B | Concentrated | 300%+, growth test not met | 46.1% |
| BCB Community Bank | Bayonne, NJ | $3.1B | Concentrated | 300%+, growth test not met | 45.6% |
| Crown Bank | Elizabeth, NJ | $0.6B | Below | — | 24.8% |
| Lusitania Savings Bank | Newark, NJ | $0.4B | Below | — | 15.4% |
| Kearny Bank | Kearny, NJ | $7.7B | Concentrated | 300%+, growth test not met | 7.1% |
| Provident Bank | Jersey City, NJ | $26B | Above threshold | C2 | 6.3% |
| Freedom Bank | Maywood, NJ | $0.8B | Above threshold | C1 | 4.9% |
| Ponce Bank, National Association | Bronx, NY | $3.5B | Above threshold | C1+C2 | 3.7% |
| Valley National Bank | Passaic, NJ | $66B | Concentrated | 300%+, growth test not met | 1.9% |
| Blue Foundry Bank | Rutherford, NJ | $1.9B | Below | — | 1.8% |
| Popular Bank | New York, NY | $15B | Concentrated | 300%+, growth test not met | 1.6% |
| ConnectOne Bank | Englewood Cliffs, NJ | $14B | Concentrated | 300%+, growth test not met | 1.0% |
| Flagstar Bank, National Association | Hicksville, NY | $88B | Concentrated | 300%+, growth test not met | 0.5% |
- Kearny, NJ$0.2B—100.0% of bank deposits
- GSL Savings BankApproachingGuttenberg, NJ$0.2B—81.6% of bank deposits
- Haven Savings BankConcentratedHoboken, NJ$1.0B300%+, growth test not met46.1% of bank deposits
- BCB Community BankConcentratedBayonne, NJ$3.1B300%+, growth test not met45.6% of bank deposits
- Crown BankBelowElizabeth, NJ$0.6B—24.8% of bank deposits
- Newark, NJ$0.4B—15.4% of bank deposits
- Kearny BankConcentratedKearny, NJ$7.7B300%+, growth test not met7.1% of bank deposits
- Provident BankAbove thresholdJersey City, NJ$26BC26.3% of bank deposits
- Freedom BankAbove thresholdMaywood, NJ$0.8BC14.9% of bank deposits
- Ponce Bank, National AssociationAbove thresholdBronx, NY$3.5BC1+C23.7% of bank deposits
- Valley National BankConcentratedPassaic, NJ$66B300%+, growth test not met1.9% of bank deposits
- Blue Foundry BankBelowRutherford, NJ$1.9B—1.8% of bank deposits
- Popular BankConcentratedNew York, NY$15B300%+, growth test not met1.6% of bank deposits
- ConnectOne BankConcentratedEnglewood Cliffs, NJ$14B300%+, growth test not met1.0% of bank deposits
- Flagstar Bank, National AssociationConcentratedHicksville, NY$88B300%+, growth test not met0.5% of bank deposits
A bank can meet more than one condition at once, so the county counts above the table add up to more than the number of banks. Each row shows the strongest condition that bank meets.
What this means
3 of the 15 banks under $100B in assets with a branch in Hudson County are above a regulatory CRE concentration threshold, and together they hold 25% of the county deposits this report covers. Another 8 carry commercial real estate above 300% of capital without meeting the three-year growth test, which is why the broader share is 93%. 1 more sits within one quarter of a threshold.
Coverage is 11%: the rest of the deposits in Hudson County sit in banks above the $100B threshold, which this report does not evaluate. Concentration is exposure, not loss. A bank above a threshold is one the 2006 interagency guidance expects to hold more capital and document its underwriting, not one that has lost money. We tested whether counties in the top quartile of this score went on to deteriorate faster over the following eight quarters, and found no relationship. The backtest is published in full.
Concentration measures exposure, not loss. This is a map of exposure, not a forecast: our published backtest found no relationship between a county's score and subsequent deterioration.
Nothing on this page is investment advice.