New York · Q2 2026
Bronx County, New York
Banks under $100B in assets hold 23% of deposits in Bronx County. Below 25%, we do not rate a county: CRE exposure here is concentrated in national banks and is not geographically attributable by deposit.
28% of Bronx County deposits held by banks under $100B in assets sit in institutions above the regulatory CRE concentration threshold.
Counting institutions that are concentrated but do not meet the growth test, the share is 83%.
Hover or tap a county for its grade.
Banks behind this number
14 banks under $100B in assets with a branch here| Bank | Headquarters | Assets | Status | Criterion | Share of bank deposits here |
|---|---|---|---|---|---|
| Spring Bank | Bronx, NY | $0.6B | Above threshold | C2 | 96.6% |
| Ponce Bank, National Association | Bronx, NY | $3.5B | Above threshold | C1+C2 | 17.5% |
| NorthEast Community Bank | White Plains, NY | $2.1B | Above threshold | C1 | 11.7% |
| Apple Bank | New York, NY | $20B | Concentrated | 300%+, growth test not met | 11.0% |
| Alma Bank | Astoria, NY | $1.6B | Concentrated | 300%+, growth test not met | 8.9% |
| Ridgewood Savings Bank | Ridgewood, NY | $7.5B | Below | — | 7.0% |
| Popular Bank | New York, NY | $15B | Concentrated | 300%+, growth test not met | 5.4% |
| Orange Bank & Trust Company | Middletown, NY | $2.8B | Concentrated | 300%+, growth test not met | 3.7% |
| Cross County Savings Bank | Middle Village, NY | $0.5B | Below | — | 2.5% |
| Amalgamated Bank | New York, NY | $9.4B | Below | — | 2.4% |
| OceanFirst Bank, National Association | Toms River, NJ | $23B | Above threshold | C2 | 2.0% |
| Dime Commercial Bank | Hauppauge, NY | $15B | Concentrated | 300%+, growth test not met | 0.8% |
| Flagstar Bank, National Association | Hicksville, NY | $88B | Concentrated | 300%+, growth test not met | 0.3% |
| Webster Bank, National Association | Stamford, CT | $86B | Below | — | 0.2% |
- Spring BankAbove thresholdBronx, NY$0.6BC296.6% of bank deposits
- Ponce Bank, National AssociationAbove thresholdBronx, NY$3.5BC1+C217.5% of bank deposits
- NorthEast Community BankAbove thresholdWhite Plains, NY$2.1BC111.7% of bank deposits
- Apple BankConcentratedNew York, NY$20B300%+, growth test not met11.0% of bank deposits
- Alma BankConcentratedAstoria, NY$1.6B300%+, growth test not met8.9% of bank deposits
- Ridgewood, NY$7.5B—7.0% of bank deposits
- Popular BankConcentratedNew York, NY$15B300%+, growth test not met5.4% of bank deposits
- Orange Bank & Trust CompanyConcentratedMiddletown, NY$2.8B300%+, growth test not met3.7% of bank deposits
- Middle Village, NY$0.5B—2.5% of bank deposits
- Amalgamated BankBelowNew York, NY$9.4B—2.4% of bank deposits
- OceanFirst Bank, National AssociationAbove thresholdToms River, NJ$23BC22.0% of bank deposits
- Dime Commercial BankConcentratedHauppauge, NY$15B300%+, growth test not met0.8% of bank deposits
- Flagstar Bank, National AssociationConcentratedHicksville, NY$88B300%+, growth test not met0.3% of bank deposits
- Stamford, CT$86B—0.2% of bank deposits
A bank can meet more than one condition at once, so the county counts above the table add up to more than the number of banks. Each row shows the strongest condition that bank meets.
What this means
4 of the 14 banks under $100B in assets with a branch in Bronx County are above a regulatory CRE concentration threshold, and together they hold 28% of the county deposits this report covers. Another 7 carry commercial real estate above 300% of capital without meeting the three-year growth test, which is why the broader share is 83%. 1 more sits within one quarter of a threshold.
Coverage is 23%: the rest of the deposits in Bronx County sit in banks above the $100B threshold, which this report does not evaluate. Concentration is exposure, not loss. A bank above a threshold is one the 2006 interagency guidance expects to hold more capital and document its underwriting, not one that has lost money. We tested whether counties in the top quartile of this score went on to deteriorate faster over the following eight quarters, and found no relationship. The backtest is published in full.
Concentration measures exposure, not loss. This is a map of exposure, not a forecast: our published backtest found no relationship between a county's score and subsequent deterioration.
Nothing on this page is investment advice.