New York · Q2 2026
Lewis County, New York
0.0% of Lewis County deposits held by banks under $100B in assets sit in institutions above the regulatory CRE concentration threshold.
Only 2 banks under $100B in assets operate here. A county needs at least three for a grade, so this one carries the exposed deposit share without one.
Hover or tap a county for its grade.
Banks behind this number
2 banks under $100B in assets with a branch here| Bank | Headquarters | Assets | Status | Criterion | Share of bank deposits here |
|---|---|---|---|---|---|
| Carthage Savings and Loan, National Association | Carthage, NY | $0.3B | Below | — | 6.5% |
| Community Bank, National Association | Canton, NY | $17B | Below | — | 2.1% |
- Carthage, NY$0.3B—6.5% of bank deposits
- Canton, NY$17B—2.1% of bank deposits
A bank can meet more than one condition at once, so the county counts above the table add up to more than the number of banks. Each row shows the strongest condition that bank meets.
What this means
None of the 2 banks under $100B in assets with a branch in Lewis County are above a regulatory CRE concentration threshold this quarter.
Coverage is 78%: the rest of the deposits in Lewis County sit in banks above the $100B threshold, which this report does not evaluate. Concentration is exposure, not loss. A bank above a threshold is one the 2006 interagency guidance expects to hold more capital and document its underwriting, not one that has lost money. We tested whether counties in the top quartile of this score went on to deteriorate faster over the following eight quarters, and found no relationship. The backtest is published in full.
Concentration measures exposure, not loss. This is a map of exposure, not a forecast: our published backtest found no relationship between a county's score and subsequent deterioration.
Nothing on this page is investment advice.