Crawford County, Pennsylvania

• Marquette Savings BankBelow
  Erie, PA$1.4B—22.6% of bank deposits
• Mercer County State BankBelow
  Sandy Lake, PA$0.6B—20.9% of bank deposits
• CNB BankApproaching
  Clearfield, PA$8.4B—6.0% of bank deposits
• Northwest BankBelow
  Warren, PA$17B—2.9% of bank deposits
• The Farmers National Bank of CanfieldBelow
  Canfield, OH$7.2B—2.3% of bank deposits
• First National Bank of PennsylvaniaBelow
  Greenville, PA$51B—0.5% of bank deposits

A bank can meet more than one condition at once, so the county counts above the table add up to more than the number of banks. Each row shows the strongest condition that bank meets.

What this means

None of the 6 banks under $100B in assets with a branch in Crawford County are above a regulatory CRE concentration threshold this quarter. 1 more sits within one quarter of a threshold.

Coverage is 75%: the rest of the deposits in Crawford County sit in banks above the $100B threshold, which this report does not evaluate. Concentration is exposure, not loss. A bank above a threshold is one the 2006 interagency guidance expects to hold more capital and document its underwriting, not one that has lost money. We tested whether counties in the top quartile of this score went on to deteriorate faster over the following eight quarters, and found no relationship. The backtest is published in full.