Pennsylvania · Q2 2026
Monroe County, Pennsylvania
0.0% of Monroe County deposits held by banks under $100B in assets sit in institutions above the regulatory CRE concentration threshold.
Rated on 30% of county deposits. The remainder sits in banks above the $100B threshold, which this report does not evaluate.
Hover or tap a county for its grade.
Banks behind this number
8 banks under $100B in assets with a branch here| Bank | Headquarters | Assets | Status | Criterion | Share of bank deposits here |
|---|---|---|---|---|---|
| First Northern Bank and Trust Company | Palmerton, PA | $0.9B | Below | — | 44.3% |
| First Keystone Community Bank | Berwick, PA | $1.6B | Below | — | 23.9% |
| Citizens Savings Bank | Clarks Summit, PA | $0.4B | Below | — | 11.5% |
| Wayne Bank | Honesdale, PA | $2.9B | Below | — | 7.7% |
| Peoples Security Bank and Trust Company | Dunmore, PA | $5.4B | Below | — | 2.1% |
| NBT Bank, National Association | Norwich, NY | $16B | Below | — | 0.9% |
| Woodforest National Bank | The Woodlands, TX | $9.0B | Below | — | 0.1% |
| First National Bank of Pennsylvania | Greenville, PA | $51B | Below | — | 0.1% |
- Palmerton, PA$0.9B—44.3% of bank deposits
- Berwick, PA$1.6B—23.9% of bank deposits
- Clarks Summit, PA$0.4B—11.5% of bank deposits
- Wayne BankBelowHonesdale, PA$2.9B—7.7% of bank deposits
- Dunmore, PA$5.4B—2.1% of bank deposits
- Norwich, NY$16B—0.9% of bank deposits
- The Woodlands, TX$9.0B—0.1% of bank deposits
- Greenville, PA$51B—0.1% of bank deposits
A bank can meet more than one condition at once, so the county counts above the table add up to more than the number of banks. Each row shows the strongest condition that bank meets.
What this means
None of the 8 banks under $100B in assets with a branch in Monroe County are above a regulatory CRE concentration threshold this quarter.
Coverage is 30%: the rest of the deposits in Monroe County sit in banks above the $100B threshold, which this report does not evaluate. Concentration is exposure, not loss. A bank above a threshold is one the 2006 interagency guidance expects to hold more capital and document its underwriting, not one that has lost money. We tested whether counties in the top quartile of this score went on to deteriorate faster over the following eight quarters, and found no relationship. The backtest is published in full.
Concentration measures exposure, not loss. This is a map of exposure, not a forecast: our published backtest found no relationship between a county's score and subsequent deterioration.
Nothing on this page is investment advice.