Pennsylvania · Q2 2026
Huntingdon County, Pennsylvania
32% of Huntingdon County deposits held by banks under $100B in assets sit in institutions above the regulatory CRE concentration threshold.
Counting institutions that are concentrated but do not meet the growth test, the share is 42%.
Hover or tap a county for its grade.
Banks behind this number
7 banks under $100B in assets with a branch here| Bank | Headquarters | Assets | Status | Criterion | Share of bank deposits here |
|---|---|---|---|---|---|
| Huntingdon Savings Bank | Huntingdon, PA | $0.0B | Below | — | 100.0% |
| Community State Bank of Orbisonia | Orbisonia, PA | $0.5B | Below | — | 59.4% |
| MCS Bank | Milroy, PA | $0.2B | Below | — | 18.5% |
| Kish Bank | Belleville, PA | $2.1B | Above threshold | C2 | 15.4% |
| Farmers and Merchants Trust Company of Chambersburg | Chambersburg, PA | $2.3B | Above threshold | C1+C2 | 1.9% |
| Mid Penn Bank | Millersburg, PA | $7.0B | Concentrated | 300%+, growth test not met | 1.4% |
| First National Bank of Pennsylvania | Greenville, PA | $51B | Below | — | 0.4% |
- Huntingdon, PA$0.0B—100.0% of bank deposits
- Orbisonia, PA$0.5B—59.4% of bank deposits
- MCS BankBelowMilroy, PA$0.2B—18.5% of bank deposits
- Kish BankAbove thresholdBelleville, PA$2.1BC215.4% of bank deposits
- Farmers and Merchants Trust Company of ChambersburgAbove thresholdChambersburg, PA$2.3BC1+C21.9% of bank deposits
- Mid Penn BankConcentratedMillersburg, PA$7.0B300%+, growth test not met1.4% of bank deposits
- Greenville, PA$51B—0.4% of bank deposits
A bank can meet more than one condition at once, so the county counts above the table add up to more than the number of banks. Each row shows the strongest condition that bank meets.
What this means
2 of the 7 banks under $100B in assets with a branch in Huntingdon County are above a regulatory CRE concentration threshold, and together they hold 32% of the county deposits this report covers. Another 1 carries commercial real estate above 300% of capital without meeting the three-year growth test, which is why the broader share is 42%.
Concentration is exposure, not loss. A bank above a threshold is one the 2006 interagency guidance expects to hold more capital and document its underwriting, not one that has lost money. We tested whether counties in the top quartile of this score went on to deteriorate faster over the following eight quarters, and found no relationship. The backtest is published in full.
Concentration measures exposure, not loss. This is a map of exposure, not a forecast: our published backtest found no relationship between a county's score and subsequent deterioration.
Nothing on this page is investment advice.